Many HDB Owners have a lot of worries when it comes to UPGRADING.
But with in-depth financial planning and my simple yet effective step-by-step Home Progression Strategy,
As a professional real estate consultant I realised that many home owners do not take advantage of their assets as a solid tool for investment & retirement.
Can you see yourself owning at least 2 property when you retire?
1. Sell both properties to fully pay a HDB and keep the extra cash
2. Keep 1 property and sell the 2nd property for extra cash
3. Keep both properties for rental income and rent another property for own stay
If the above is something you want to achieve…
Will you want to find out more?
This is only applicable for Home Owners that…
*Note: If you are nearing your 5 years MOP, it’s time to work out your options. The actual strategy may differ to customise and meet your particular needs.
If you have or is going to meet your Minimum Occupation Period of 5 years…
LET’S MEET FOR A FREE DISCUSSION TODAY!
Let’s look at Mr and Mrs Goh’s case study …
They were 41-year-old owners of a $460k HDB flat who wanted to upgrade but was unsure of what property would be of value and if they should fork out more for the monthly mortgage
After I showed them a detailed home progression strategy with detailed financial planning …
They upgraded to a 1.05 million condominium WITHOUT paying extra cash from their own pocket and also gained a balance fund of $130,000!
This reserve fund can finance the mortgage for their condo for 3.5 years in the event of unforeseen circumstances!
In addition, they now have a customised asset progression plan and are
on their way to hunting for a 2nd investment property to grow their wealth.
Want to know how you can be like them?
Let’s discuss over a NON-OBLIGATORY & FREE sharing session today!
Have You Used Substantial Amount of CPF To
PAY OFF YOUR HDB?
Like most HDB Owners today, you could be servicing your HDB loan using your CPF.
And you might be thinking that it is best to use your CPF funds to lower your monthly instalments to lessen your monthly burdens.
However, without the right CPF usage strategy, you could be affecting your financial future in the next 5 to 10 years!
LOCKING AWAY A HUGE PORTION OF YOUR CPF FUNDS
IN YOUR HDB IS DEPLETING YOUR WEALTH!
Let’s assume you have $200,000 worth of CPF funds.
Every year you earn a CPF interest rate of 2.5% and one day you decide to use this CPF fund of $200,000 to pay for your house.
This means that…
Question Is: Do you think your HDB will appreciate by $128,000 or more when your flat becomes older 20 years later?
POTENTIAL INTEREST LOSS = $128,000!!!
SO HOW CAN YOU PREVENT THIS
FROM HAPPENING TO YOU?
Let’s discuss all your options over a NON-OBLIGATORY sharing session today!
WITH A SYSTEMATIC ACTION PLAN AND DATA-DRIVEN HOME PROGRESSION STRATEGIES, YOU CAN:
Build long term wealth without risking your hard-earned money in other risky investments
Make your money work harder for you every month with little effort and time through a systematic strategy
Achieve your investment and retirement goals sooner with a customised step-by-step progression plan
Identify high potential property by managing your risk and maximising returns with the right leverage
LET ME CLARIFY ALL YOUR QUERIES
DURING OUR 1 TO 1 DISCUSSION
After all, the discussions are completely free and non-obligatory.
Nobody wants to have regrets when they look back on their lives 5 to 10 years down the road. Seize the opportunity and you can achieve your financial and retirement goals sooner by having the right property plan!
Let’s meet for a NON-OBLIGATORY & FREE sharing session today!
OUR NON-OBLIGATORY & FREE CONSULTATION WILL CONSIST OF:
Charlie has saved me years of knowledge gap, and allow me to compound my wealth way ahead of my peers by having a personalized and structured plan.
Initially, I didn’t even know how all the different rules, market forces and personal elements are all interlinked that can affect my wealth building plan in real estate.
Above and beyond the financial planning, he also advised on how to identify value properties through an in-depth data-driven analysis.
I must say that Charlie was very attentive to my needs and situation and help me understand thoroughly the risk and returns to give me the confidence I needed to begin my real estate investment journey right.
Real Estate Consultant, Accredited Mortgage Planner
B.Eng (Chemical)(Hons, First Class), NUS
Having grown up in a family of 8 living in a 3room HDB flat, I understand the very concerns that my clients have when it comes to real estate decisions such as upgrading or 2nd property investment.
Coming from an engineering background, I am convinced that through sound data and technology, we can ensure that great upgrading and investment opportunities can be identified. At the same time, many can benefit from the special asset class of real estate while managing the downside risks.
My mission is to empower home owners through the gift of knowledge. I’m dedicated to helping them make right property decisions and build long-term wealth. Integrity is a value I uphold dearly, my clients’ interests always come first. If the strategy is not workable for their situations, I will look for alternative options that best cater to their needs. And this is how they can be confident to move forward with my asset progression recommendations.
DON’T MISS THE CHANCE TO GROW YOUR WEALTH
WHILE CREATING A SAFETY NET FOR YOUR FUTURE.
It could be a huge opportunity cost for your and your family. Why not find out more so that you can be sure of your available opportunities today!
Let’s discuss over a NON-OBLIGATORY & FREE sharing session!
PropNex Realty Pte Ltd
480 Lorong 6 Toa Payoh, HDB HUB East Wing #10-01(S310480)
Mainline No.: (+65) 6820 8000 CEA Licence No.: L3008022J
Charlie Chan XiangHua. PropNex Realty Pte Ltd. CEA Registration No.: R059570G
Phone No.: +65 9734 1794